Press your lips together to stop the air, then release. No vocal cord vibration.

Americans pronounce plans as PLANZ (/plænz/). In "plans", the "a" vowel before M or N raises and fronts toward [eə] — the tongue pulls up and forward, breaking the vowel into a tense glide as it anticipates the nasal. This is called the Cat-Vowel Before M/N, and it's one of the defining features of casual American English. It comes out as PLANZ. You'll hear it in sentences like "Do you have any plans for the weekend?" or "My friend plans to travel next September" — more examples below.
Record yourself saying "plans" and play it back. The mic stays on your device — nothing's uploaded.
1 syllable, 5 sounds. Explore each sound's mouth shape and how it's made.
Press your lips together to stop the air, then release. No vocal cord vibration.

Place the tip of your tongue against the alveolar ridge just behind your top front teeth, the same contact point as /t/, /d/, and /n/. The difference is what happens to the air: for /l/, you let it flow continuously around the <em>sides</em> of the tongue (that's why /l/ is called a lateral). Turn your voice on the whole time. Lips stay relaxed, no rounding or flaring. For the Dark L variant at the end of a syllable, also pull the back of the tongue up and back toward the soft palate.

The tongue relaxes down in the back and the corners of the lips relax before the consonant. This adds a schwa-like 'uh' relaxation after the /æ/. Think of it as 'relaxing out of the vowel' — it is no longer a pure /æ/ sound.

Touch the tip or front edge of your tongue to the roof of your mouth behind your teeth. Air flows through your nose.

Same position as S, but add vocal cord vibration. Feel the buzz.

Click any sentence to see the full breakdown — every link, every reduction, every flap-T.
The textbook way isn't wrong — it's just not how anyone actually says it.
In "plans", the "a" vowel before M or N raises and fronts toward [eə] — the tongue pulls up and forward, breaking the vowel into a tense glide as it anticipates the nasal. The "/æ/" vowel raises and fronts before M or N — tongue pulls up and forward, producing a tense [eə] glide (between /e/ and /ə/). Not a pure /æ/.