How to pronounce funds in American English
FUHNDZ
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Americans pronounce funds as FUHNDZ (/fʌndz/).
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"I withdrew funds from my retirement account for a qualified expense."
ahy wihth·DROO FUHNDZ fruhm mahy ruh·TAHY·er·muhnt uh·KOWNT fer uh KWAH·luh·fahyd uhk·SPEHNS
"The campaign raised funds for victims of domestic violence."
dhuh kam·PAYN RAYZD FUHNDZ fer VIHK·tuhmz uhv duh·MEH·stuhk VAHY·uh·luhns
"She invested in index funds for their low fees and diversification."
shee ihn·VEH·stuhd uhn IHN·dehks FUHNDZ fer dher LOH FEEZ and duh·vur·suh·fuh·KAY·shuhn
Questions
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Is the American pronunciation of "funds" different from British English?
American English uses different vowel shapes, a relaxed retroflex R, and connected-speech tricks like flap-T and glottal-stop T that British Received Pronunciation generally avoids. The respell "FUHNDZ" reflects the casual American form; British dictionaries typically print a citation form with crisper consonants and different vowel choices.