Lift your bottom lip to touch the very bottom of your top front teeth. Blow air through this contact point without voicing.

Americans pronounce finalized as FAHY-nuh-lahyzd (/ˈfaɪnəˌlaɪzd/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "The divorce decree finalized the end of their marriage".
Record yourself saying "finalized" and play it back. The mic stays on your device — nothing's uploaded.
3 syllables, 8 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
The schwa before L disappears — L becomes the vowel of the syllable. Go straight from the previous consonant to a Dark L.

Start with your jaw open wide and your tongue resting low and flat. Glide the front of your tongue up toward the roof of your mouth as your jaw closes halfway.
Same position as S, but add vocal cord vibration. Feel the buzz.

Touch the tip of your tongue to the roof of your mouth just behind your teeth. Add vocal cord vibration as you release.

The textbook way isn't wrong — it's just not how anyone actually says it.
Stress falls on the first syllable, not the others. Stretch FAHY — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.