Press your lips together, add vocal cord vibration, then release.

Americans pronounce borrowed as BAH-rohd (/ˈbɑroʊd/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "She borrowed a pen from her classmate during the pop quiz" or "She borrowed a stack of biographies from the public library" — more examples below.
Record yourself saying "borrowed" and play it back. The mic stays on your device — nothing's uploaded.
2 syllables, 5 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Curl or bunch your tongue without letting the tip touch the roof of your mouth. Brace the sides of your tongue against your upper back teeth, and round your lips slightly.
Start with your mouth slightly open, then close your jaw slightly as your lips round. Shift your tongue back slightly, then stretch the back up.
Touch the tip of your tongue to the roof of your mouth just behind your teeth. Add vocal cord vibration as you release.

Click any sentence to see the full breakdown — every link, every reduction, every flap-T.
The textbook way isn't wrong — it's just not how anyone actually says it.
Stress falls on the first syllable, not the others. Stretch BAH — keep everything else short and quick.