How to pronounce chance in American English
Americans pronounce chance as CHANS (/tʃæns/).
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Why "chance" sounds like CHANS.
The "" at the end of "" flows directly into the vowel starting "" — the consonant migrates to the next word with no pause between. This is called the Consonant-to-Vowel Linking, what turns word-by-word reading into actual conversation. It comes out as CHANS.
Hear "chance" in the wild.
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Common pronunciation mistakes in American English.
The textbook way isn't wrong — it's just not how anyone actually says it.
Pronouncing the vowel before M/N too pure.
In "chance", the "a" vowel before M or N raises and fronts toward [eə] — the tongue pulls up and forward, breaking the vowel into a tense glide as it anticipates the nasal. The "/æ/" vowel raises and fronts before M or N — tongue pulls up and forward, producing a tense [eə] glide (between /e/ and /ə/). Not a pure /æ/.