Touch the front of your tongue to the roof of your mouth, then release into a 'sh' position. Flare your lips.

Americans pronounce charged as CHARJD (/tʃɑrdʒd/). You'll hear it in sentences like "Arthur charged the smart card at the market" or "She was charged with theft and disorderly conduct" — more examples below.
Record yourself saying "charged" and play it back. The mic stays on your device — nothing's uploaded.
1 syllable, 4 sounds. Explore each sound's mouth shape and how it's made.
Touch the front of your tongue to the roof of your mouth, then release into a 'sh' position. Flare your lips.

Open wide for the 'ah' vowel. Lift the tongue back and up while flaring the lips for the 'r'.
Touch the front of your tongue to the roof of your mouth, then release into a 'zh' position. Add vocal cord vibration.

Touch the tip of your tongue to the roof of your mouth just behind your teeth. Add vocal cord vibration as you release.

Click any sentence to see the full breakdown — every link, every reduction, every flap-T.
The textbook way isn't wrong — it's just not how anyone actually says it.
Americans use a relaxed retroflex R — the tongue curls back rather than rolling. The R is one continuous sound with the vowel before it, not two separate sounds.