Place your tongue tip near the roof of your mouth behind your top teeth. Push air through the narrow gap. No voicing.

Americans pronounce seatbelt as SEET-behlt (/ˈsitˌbɛlt/). The L in "seatbelt" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. This is called the Dark L vs Light L, and it's one of the defining features of casual American English. It comes out as SEET·BEHLT. Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "I always wear my seatbelt even on short trips".
Record yourself saying "seatbelt" and play it back. The mic stays on your device — nothing's uploaded.
2 syllables, 7 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Place your tongue tip near the roof of your mouth behind your top teeth. Push air through the narrow gap. No voicing.

Pull the corners of your lips back slightly. Arch the middle-front of your tongue high toward the roof of the mouth.

Touch the tip or front edge of your tongue to the roof of your mouth just behind your teeth. Keep your jaw relaxed. Stop the air, then release with a puff.

Press your lips together, add vocal cord vibration, then release.

Drop your jaw moderately. Touch the tongue tip behind the bottom front teeth and lift the mid-front part slightly toward the roof.

Keep the tongue tip down and pull the back of the tongue up toward the throat. The 'dark' sound comes from the back.

Touch the tip or front edge of your tongue to the roof of your mouth just behind your teeth. Keep your jaw relaxed. Stop the air, then release with a puff.

The textbook way isn't wrong — it's just not how anyone actually says it.
The L in "seatbelt" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. Dark L adds a small schwa-like "uh" before the L. The back of the tongue lifts toward the soft palate.
In "seatbelt", the "t" is not released — the articulators get into position but hold without the burst of air. Air stops but there's no release burst — the articulators hold position.
Stress falls on the first syllable, not the others. Stretch SEET — keep everything else short and quick.