Push a stream of air from your throat through your open mouth. No tongue or lip contact.

Americans pronounce habits as HA-buhts (/ˈhæbəts/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "E-commerce sales have surged as shopping habits continue to evolve".
Record yourself saying "habits" and play it back. The mic stays on your device — nothing's uploaded.
2 syllables, 6 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Press your lips together, add vocal cord vibration, then release.

Relax your lips, jaw, and tongue completely. Drop your jaw slightly and keep the tongue neutral.
Touch the tip or front edge of your tongue to the roof of your mouth just behind your teeth. Keep your jaw relaxed. Stop the air, then release with a puff.

Place your tongue tip near the roof of your mouth behind your top teeth. Push air through the narrow gap. No voicing.

The textbook way isn't wrong — it's just not how anyone actually says it.
Stress falls on the first syllable, not the others. Stretch HA — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.