Raise the back of your tongue to touch the soft palate (velum). Stop the air, then release.

Americans pronounce characters as KA-ruhk-terz (/ˈkærəktərz/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "She studied method acting to better understand her characters".
Record yourself saying "characters" and play it back. The mic stays on your device — nothing's uploaded.
3 syllables, 8 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Curl or bunch your tongue without letting the tip touch the roof of your mouth. Brace the sides of your tongue against your upper back teeth, and round your lips slightly.
Relax your lips, jaw, and tongue completely. Drop your jaw slightly and keep the tongue neutral.
Raise the back of your tongue to touch the soft palate (velum). Stop the air, then release.

Touch the tip or front edge of your tongue to the roof of your mouth just behind your teeth. Keep your jaw relaxed. Stop the air, then release with a puff.

Relax your mouth and lift the tongue back and up. Keep the lips neutral.

Same position as S, but add vocal cord vibration. Feel the buzz.

The textbook way isn't wrong — it's just not how anyone actually says it.
In "characters", the "t" is not released — the articulators get into position but hold without the burst of air. Air stops but there's no release burst — the articulators hold position.
Stress falls on the first syllable, not the others. Stretch KA — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.
Americans use a relaxed retroflex R — the tongue curls back rather than rolling. The R is one continuous sound with the vowel before it, not two separate sounds.