Lift your bottom lip to touch the very bottom of your top front teeth. Blow air through this contact point without voicing.

Americans pronounce fluctuates as FLUHK-choo-ayts (/ˈflʌktʃueɪts/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "She wore layers because the temperature fluctuates throughout the day".
Record yourself saying "fluctuates" and play it back. The mic stays on your device — nothing's uploaded.
3 syllables, 9 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Lift your bottom lip to touch the very bottom of your top front teeth. Blow air through this contact point without voicing.

Place the tip of your tongue against the alveolar ridge just behind your top front teeth, the same contact point as /t/, /d/, and /n/. The difference is what happens to the air: for /l/, you let it flow continuously around the <em>sides</em> of the tongue (that's why /l/ is called a lateral). Turn your voice on the whole time. Lips stay relaxed, no rounding or flaring. For the Dark L variant at the end of a syllable, also pull the back of the tongue up and back toward the soft palate.

Relax your lips, jaw, and tongue completely. Drop your jaw slightly and keep the tongue neutral.
Raise the back of your tongue to touch the soft palate (velum). Stop the air, then release.

Start with your jaw slightly open and the front of your tongue forward and slightly up. Glide upward, your jaw closes a little more and your tongue arches higher toward the roof of the mouth.
Touch the tip or front edge of your tongue to the roof of your mouth just behind your teeth. Keep your jaw relaxed. Stop the air, then release with a puff.

Place your tongue tip near the roof of your mouth behind your top teeth. Push air through the narrow gap. No voicing.

The textbook way isn't wrong — it's just not how anyone actually says it.
In "fluctuates", the "t" is not released — the articulators get into position but hold without the burst of air. Air stops but there's no release burst — the articulators hold position.
Stress falls on the first syllable, not the others. Stretch FLUHK — keep everything else short and quick.