Press your lips together. Air flows through your nose. Vocal cords vibrate.

Americans pronounce merchandise as MUR-chuhn-dahyz (/ˈmɜrtʃənˌdaɪz/). Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "The campus bookstore sells textbooks and university merchandise".
Record yourself saying "merchandise" and play it back. The mic stays on your device — nothing's uploaded.
3 syllables, 8 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Touch the front of your tongue to the roof of your mouth, then release into a 'sh' position. Flare your lips.

Relax your lips, jaw, and tongue completely. Drop your jaw slightly and keep the tongue neutral.
The schwa before N disappears — N becomes the vowel of the syllable. Go straight from the previous consonant to N.

Touch the tip of your tongue to the roof of your mouth just behind your teeth. Add vocal cord vibration as you release.

Start with your jaw open wide and your tongue resting low and flat. Glide the front of your tongue up toward the roof of your mouth as your jaw closes halfway.
Same position as S, but add vocal cord vibration. Feel the buzz.

The textbook way isn't wrong — it's just not how anyone actually says it.
In "merchandise", the short unstressed vowel before "n" disappears — the schwa is absorbed and the "n" becomes the syllable nucleus on its own. Schwa is absorbed — consonant becomes the syllable nucleus.
Stress falls on the first syllable, not the others. Stretch MUR — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.
Americans use a relaxed retroflex R — the tongue curls back rather than rolling. The R is one continuous sound with the vowel before it, not two separate sounds.