Push a stream of air from your throat through your open mouth. No tongue or lip contact.

Americans pronounce holding as HOHL-duhng (/ˈhoʊldɪŋ/). The L in "holding" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. This is called the Dark L vs Light L, and it's one of the defining features of casual American English. It comes out as HOHL·duhng. Stress falls on the first syllable — keep everything else short and quick. You'll hear it in sentences like "Hello, who is holding the huge hook?" or "That cop always wears a cap while holding a cup" — more examples below.
Record yourself saying "holding" and play it back. The mic stays on your device — nothing's uploaded.
2 syllables, 6 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Push a stream of air from your throat through your open mouth. No tongue or lip contact.

Start with your mouth slightly open, then close your jaw slightly as your lips round. Shift your tongue back slightly, then stretch the back up.
Keep the tongue tip down and pull the back of the tongue up toward the throat. The 'dark' sound comes from the back.

Touch the tip of your tongue to the roof of your mouth just behind your teeth. Add vocal cord vibration as you release.

Relax your lips, jaw, and tongue completely. Drop your jaw slightly and keep the tongue neutral.
Lift the back of your tongue to the soft palate. Lower your soft palate to let air flow through your nose.

Click any sentence to see the full breakdown — every link, every reduction, every flap-T.
The textbook way isn't wrong — it's just not how anyone actually says it.
The L in "holding" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. Dark L adds a small schwa-like "uh" before the L. The back of the tongue lifts toward the soft palate.
Stress falls on the first syllable, not the others. Stretch HOHL — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.