Drop your jaw slightly with relaxed lips. Touch the tongue tip behind the bottom front teeth and arch the top-front toward the roof.

Americans pronounce individuals as ihn-duh-VIH-joo-uhlz (/ˌɪndəˈvɪdʒuəlz/). The L in "individuals" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. This is called the Dark L vs Light L, and it's one of the defining features of casual American English. It comes out as IHN·duh·VIH·joo·uhlz. Stress falls on the third syllable — keep everything else short and quick. You'll hear it in sentences like "The nonprofit provides resources for homeless individuals and families".
Record yourself saying "individuals" and play it back. The mic stays on your device — nothing's uploaded.
5 syllables, 11 sounds. Tap a syllable to jump to its row, then explore each sound's mouth shape and how it's made.
Lift your bottom lip so its inner edge (where the wet part meets the dry part) touches the very bottom of your top front teeth. Add vocal cord vibration as you blow air through.

Drop your jaw slightly with relaxed lips. Touch the tongue tip behind the bottom front teeth and arch the top-front toward the roof.

Click any sentence to see the full breakdown — every link, every reduction, every flap-T.
The textbook way isn't wrong — it's just not how anyone actually says it.
The L in "individuals" is a dark L — the back of the tongue rises toward the soft palate, adding a small "uh" quality before the L. Dark L adds a small schwa-like "uh" before the L. The back of the tongue lifts toward the soft palate.
Stress falls on the third syllable, not the others. Stretch VIH — keep everything else short and quick.
Don't pronounce the first syllable too fully. The unstressed syllable reduces to a schwa — the lazy "uh" sound — in casual speech.